{"id":57646,"date":"2025-12-15T14:39:33","date_gmt":"2025-12-15T09:09:33","guid":{"rendered":"https:\/\/newzquest.in\/rbi-repo-rate-cut-prepay-your-home-loan-now-to-save-interest-outgo-heres-how\/"},"modified":"2025-12-15T14:39:33","modified_gmt":"2025-12-15T09:09:33","slug":"rbi-repo-rate-cut-prepay-your-home-loan-now-to-save-interest-outgo-heres-how","status":"publish","type":"post","link":"https:\/\/newzquest.in\/hi\/rbi-repo-rate-cut-prepay-your-home-loan-now-to-save-interest-outgo-heres-how\/","title":{"rendered":"RBI repo rate cut: Prepay your home loan now to save interest outgo; here\u2019s how"},"content":{"rendered":"<div class=\"nqenglish-card-frame\">\n<div class=\"nqenglish-img-wrapper\"><img decoding=\"async\" src=\"https:\/\/static.toiimg.com\/thumb\/msid-125974284,width-1070,height-580,imgsize-50572,resizemode-75,overlay-toi_sw,pt-32,y_pad-500\/photo.jpg\" alt=\"RBI repo rate cut: Prepay your home loan now to save interest outgo; here\u2019s how\" loading=\"lazy\" width=\"480\" height=\"270\" style=\"object-fit:cover\"><\/div>\n<div class=\"nqenglish-cat lang-en\">\u090f\u0928 \u0936\u0949\u0930\u094d\u091f\u094d\u0938'<\/div>\n<div class=\"nqenglish-headline\">RBI repo rate cut: Prepay your home loan now to save interest outgo; here\u2019s how<\/div>\n<div class=\"nqenglish-summary\">RBI&#039;s repo rate cuts are making home loans cheaper, but borrowers should focus on total interest paid. Prepaying high-cost, long-term loans offers a guaranteed, risk-free return higher than most fixed income investments post-tax. Early repayment significantly reduces total interest outgo and loan tenure, boosting long-term financial health.<\/div>\n<div class=\"nqenglish-link\"><a href=\"https:\/\/timesofindia.indiatimes.com\/business\/financial-literacy\/debt-management\/rbi-repo-rate-cut-prepay-your-home-loan-now-to-save-interest-outgo-heres-how\/articleshow\/125973802.cms\" target=\"_blank\" rel=\"noopener noreferrer\">Read Full Story<\/a><\/div>\n<p><span class=\"nqenglish-disclaimer\">Technically enhanced content presented under fair use in public-interest journalism.<\/span><\/div>","protected":false},"excerpt":{"rendered":"<p>N Shorts RBI repo rate cut: Prepay your home loan now to save interest outgo; here\u2019s how RBI&#039;s<\/p>","protected":false},"author":5,"featured_media":57648,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAowl-PACw:productID":"","footnotes":""},"categories":[2149],"tags":[],"class_list":["post-57646","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-shorts-en"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/newzquest.in\/hi\/wp-json\/wp\/v2\/posts\/57646","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newzquest.in\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newzquest.in\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newzquest.in\/hi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/newzquest.in\/hi\/wp-json\/wp\/v2\/comments?post=57646"}],"version-history":[{"count":0,"href":"https:\/\/newzquest.in\/hi\/wp-json\/wp\/v2\/posts\/57646\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newzquest.in\/hi\/wp-json\/wp\/v2\/media\/57648"}],"wp:attachment":[{"href":"https:\/\/newzquest.in\/hi\/wp-json\/wp\/v2\/media?parent=57646"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newzquest.in\/hi\/wp-json\/wp\/v2\/categories?post=57646"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newzquest.in\/hi\/wp-json\/wp\/v2\/tags?post=57646"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}